¹APY=Annual Percentage Yield. Consumer and Commercial Promotional Money Markets are variable rate, tiered interest accounts. To be eligible for a Consumer or Commercial Promotional Money Market account you must have a new or existing FirstBank personal or business checking account. The Consumer and Commercial Promotional Money Markets require new money with funds not already on deposit at FirstBank. No minimum balance is required to open. No minimum balance required to earn interest. Rate information: An interest rate of 4.17% will be paid on the entire portion of your daily balance. The Annual Percentage Yield is 4.25%. This promotional rate will be paid until December 31, 2025. After December 31, 2025, the Consumer and Commercial Promotional Money Market rates will pay: Tier 1– balances of $0.01 to $99,999.99 will earn 40% of Federal Funds Effective Rate. Tier 2– balances of $100,000.00 and above will earn 80% of Federal Funds Effective Rate. This percentage of Federal Funds Effective Index Rate is subject to change throughout the life of the account. As of June 2, 2025, 40% of Federal Funds Effective Rate is 1.75% APY and 80% of Federal Funds Effective Rate is 3.52% APY. Limit (2) two Consumer Promotional Money Market accounts per primary Social Security Number. Limit (2) two Commercial Promotional Money Market accounts per primary Tax ID Number. Insured Cash Sweep Funds and Public Funds are not eligible. The interest rate and APY are accurate as of 6/2/2025. Rates are subject to change after the account is opened. Fees or other conditions may reduce earnings. Exceeding the six (6) withdrawals or transfers limitations in a statement cycle will result in a $2 charge per transaction for Consumer Money Market over six (6) and a $10.00 charge per transaction for Commercial Money Market over six (6). Offer expires August 29, 2025.