 With business success comes challenges ... and opportunities. Expansion. New technology. Doing more with less. To be competitive, you need a reliable and accessible financial partner. FirstBank knows about the needs of growing businesses. We get to know each customer so when an opportunity comes your way, we have the knowledge to implement fast, creative financial solutions that are tailored for your business. Ask us about: - Business Loans
- Residential Development & Construction Loans
- Deposit Services
- FirstACCESS Online Banking Services
Loans ... For All Reasons
When your business needs money, you need it now. Your FirstBank business banking officer will get to know and understand the unique cash needs of your business. We'll work with you to set up flexible repayment terms. And at FirstBank, you'll appreciate getting prompt answers to your loan requests ... because lending decisions are made locally. We can help with:  - Accounts Receivable Loans
- Commercial Real Estate Loans
- Debt Consolidation Loans
- Equipment Financing
- Facility Construction/Expansion Loans
- Inventory Financing
- Letters of Credit
- Lines of Credit
- Real Estate Loans
- Small Business Administration Loans
- Working Capital Loans
Real Estate Development & Construction Loans –
Helping Home Builders
Build A BETTER Business
FirstBank loan officers understand the unique financial needs of developers and builders. We help our customers establish reasonable lines of credit, minimizing their financial risk. And because we are nearby, we can keep current with your construction progress, so that you can make timely draws – keeping suppliers and subcontractors paid and projects moving. We can assist you with:  Commercial Real Estate Development - Custom Construction
- Speculative Home Construction Loans
- Residential Development Loans
- Construction/Permanent Home Mortgage Service – Working with both builder and home buyer to arrange a smooth transition from construction through the homeowner's loan closing.
Checking, Savings & CDs –
The Right Tools To Manage
Your Business Cash
Day-to-day financial transactions are the lifeline of any business. We make it our job to know your company. To help you to choose ONLY the banking services your company needs. We'll evaluate your transaction volume and establish reasonable, predictable service fees. Choose from: - FirstBusiness Checking – No monthly fees are assessed with a $5,000 minimum daily balance, and there are no per-item fees for accounts with minimal transactions.
- FirstCommercial Checking – A low, base monthly fee provides for monthly credits that are earned per $1,000 average collected balance.
- FirstCommercial Super NOW Interest Checking – For sole proprietorships and most non-profits. No monthly fee by maintaining a minimum balance. Low per item fees.
- Business Money Market Account – Earn higher interest for maintaining higher deposit balances where limited checking is required.
- Business Savings Accounts – Keep deposits totally accessible while earning competitive interest rates.
- Certificates of Deposit – Available in terms from 31 days to 36 months.
 FirstACCESS : Online Banking
You're just a click away from managing all of your FirstBank accounts online. Whether it's paying your bills, managing your cash or looking at loan balances, FirstACCESS Online Banking allows you to do your banking business more quickly and efficiently. Ask us about how you can minimize monthly service fees by conducting business online.
Cash Management Services Tailored
For Your Business
By using FirstACCESS Online Banking, you can perform a wide variety of activities electronically: - Bill Pay – Pay bills online electronically or via paper draft.
- Disbursement – Transfer funds to any account anywhere ... anytime.
- Direct Deposit – Credit multiple accounts at any financial institution.
- Collections – Collect funds owed you from any customer's bank. Automatically collect recurring fees from multiple accounts simultaneously.
- Electronic Tax Payment Service – Make tax payments directly to IRS.
- Wire Transfer Requests – Perform wire transfers over the Internet for same-day credit.
- Currency Order – Place coin and currency orders; schedule pickup time and location.
- Transaction Approval – Establish different levels of security for various employees.
- Administrative Functions – Set up individual user rights for branch companies and subsidiaries of most cash management features.
To test drive FirstACCESS Online Banking and Cash Management Services, click here. Other FirstBank Services For Your Business
- Image Statements – Your canceled checks are laser imaged on easy-to-file
8-1/2" x 11" pages. Requires a fraction of the storage space...speeds
account reconcilement. - Credit Cards – Whether you need cards to transact business...or the ability to handle customer payments via card...we'll take care of you!
- Night Depository
- Safe Deposit Boxes
- FirstACCESS Phone Banking – Account information 24-hours a day; transfer funds between accounts.
Call Today!
At FirstBank, we are anxious to become your hometown financial partner. Call any of our full-service banking offices ... and we'll show you how we can assist you in managing your assets and cash flow ... helping your business and profits grow! |
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Equal Housing Lender Member FDIC