Privacy

THIS NOTICE APPLIES ONLY TO CONSUMER ACCOUNTS

As a valued customer of FirstBank, protecting your privacy is important to the management and employees of this financial institution. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all FirstBank employees for collection, use, retention, and security of nonpublic personal information.

What Information We Collect

We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history, information such as your income, net worth, Social Security number and address.

What Information We Disclose

We are permitted under law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us, for example, our data processor; to effect, administer, or complete a transaction that you have initiated, for example, to an attorney who is closing your loan; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership, for example, our full-service brokerage affiliate. This sharing of information is intended only to facilitate the servicing of our customers' accounts and to offer financial products and services we believe would be beneficial to our customers.

We may also disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, for example, to provide accounts with additional benefits such as club accounts.

We do not sell or provide personal or account information to telemarketers or other companies to use for marketing of their products or services.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Further Information

For further information, you may call FirstBank Marketing at 731-967-5212. Thank you.