SAVINGS ACCOUNTS THAT ARE A BETTER FIT MAKE BETTER SAVERS
- Basic Savings
- Christmas Savings
- Health Savings Account
- Consumer Fed Funds Money Market
- FirstRate Money Market
- Money Market Tiered
- Certificate of Deposit (CD)
- UTMA-Minor Savings
Savings that fit your goals. Your income. Even your age.
Whether you’re saving to build wealth, peace of mind or for Christmas morning, we have the right savings account for you. All savings come with a competitive rate to help your “one day” come sooner. If you find saving difficult, check your account. The account that fits makes fitting savings in your budget much easier.
Basic Savings
Interest Bearing- Free Online Banking
- Free Online Statements
- Free Mobile Banking
$50 Minimum Opening Deposit
$5 monthly service charge if the balance falls below $50 at any given time. Interest credited on balances of $25 and above.
Christmas Savings
- Interest Bearing
- Free Online Banking
- Free Online Statements
- Free Mobile Banking
$25 Minimum Opening Deposit
No Monthly Service Charge
Interest is paid monthly
Health Savings Account
- Interest Bearing
- Free Online Banking and Bill Pay
- Free Online Statements
- Free Mobile Banking
No Minimum Opening Deposit
Interest paid on all balances. $2.25 monthly charge if ledger balance is below $3,000.
Consumer Fed Funds Money Market
- Interest Bearing
- Tiered Interest Tied To The Effective Federal Funds Rate
- Free Online Banking and Bill Pay
- Free Online Statements
- Free Mobile Banking
$100 Minimum Opening Deposit
No monthly service charge if $100,000 minimum balance is maintained or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account.
FirstRate Money Market®
- Interest Bearing
- Rate Moves With Wall Street Journal Prime Rate
- Free Online Banking and Bill Pay
- Free Online Statements
- Free Mobile Banking
$5,000 Minimum Opening Deposit
No monthly service charge if $5,000 minimum balance is maintained.
Money Market Tiered
- Interest Bearing
- Tiered Interest Paid
- Free Online Banking and Bill Pay
- Free Online Statements
- Free Mobile Banking
$2,500 Minimum Opening Deposit
$10 Monthly Service Charge
Please contact your local branch for interest rates.
Certificate Of Deposit
- Flexible Terms Between 1 and 60 Months
- Competitive Rates
- Automatically Renew At Maturity
- Great Savings Tool
$500 Minimum Opening Deposit
No Monthly Service Charge
Please contact your local branch for interest rates.
UTMA-Minor Savings (under 21)
- Interest Bearing
- Free Online Banking
- Free Online Statements
- Free Mobile Banking
$25 Minimum Opening Deposit
No Monthly Service Charge
Balances greater than or equal to $25 will accrue interest daily and will be credited to the account quarterly.
We introduced a better money market that moves when Prime does to give you the best interest rates available. Our FirstRate Money Market® means you’ll have a rate that keeps up with Prime from the bank that gives you a higher rate of service.
7 am – 4 pm CST Saturday Call 1-800-413-4211