YOUR CERTIFICATE OF DEPOSIT. YOUR CHOICE.
- FirstUp Savings
- Companion Savings
- Certificate of Deposit (CD)
- Consumer Fed Funds Money Market
- FirstRate Money Market
- Money Market Tiered
- Health Savings Account
- UTMA-Minor Savings
Competitive rates with a variety of term options.
New to Certificate of Deposits (CDs)? No problem. While putting your money out of reach (even for just a short time) may be a new concept to you, it’s one of the smartest ways to start having your money work for you (instead of you always working for your money). In a nutshell, you can open a CD for the amount of time you decide from FirstBank’s selection of terms. You won’t be able to spend it during the term of the account, but that means your money will be there, at the end of your CD term, if you need it.
Key Features Of A FirstBank Certificate Of Deposit
A CD (Certificate of Deposit) allows you to select the length of your savings term that best suits your schedule from FirstBank’s flexible terms. Based on the corresponding interest rate, you’ll earn interest at a higher rate than traditional savings accounts. Other key features are:
Flexible terms between one month and 60 months- Competitive rates
- Minimum balance requirement is $500
- Interest rate remains unchanged during the term of the CD
- Automatically renew at maturity of CD
- Can be used as collateral for a personal loan
- Interest can be mailed to the owner, transferred to another FirstBank account or direct deposited to an account at another financial institution
Great Interest Rates Are Just The Beginning
With a CD from FirstBank, you’ll enjoy a fixed rate for the term of the CD. Beyond our consistent rates, you’ll also enjoy:
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- No Maintenance Fees
- 24/7 Access: Check on the status of your CDs online anytime, anywhere.
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Use CDs to make the most of your savings goals. Open today!
*APY = Annual Percentage Yield
Rate as of 2/19/2026. Minimum balance to earn 3.80% APY is $500. Maximum deposit of $500,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. Fees may reduce earnings. Customer must maintain a FirstBank checking account to receive rate benefit of the 30-month CD. The APY for the 6-month and 30-month CD is 3.80% paid until account maturity. Rates subject to change. APY assumes interest remains on deposit until maturity. CD terms greater than one (1) year credit interest to the principal annually. CD terms of one (1) year or less credit interest at maturity. Early withdrawals or periodic interest payments will reduce earnings.
Our customers come first, always—and we’re grateful to be recognized for it. FirstBank is honored to be ranked #1 in Retail Banking Customer Satisfaction in the South Central Region by JD Power. For JD Power 2026 award information, visit jdpower.com/awards.
CUSTOMER CONTACT CENTER
7 am – 6 pm CST Monday – Friday7 am – 4 pm CST Saturday Call 1-800-413-4211