EARN HIGH RETURNS ON ACCESSIBLE FUNDS
- Basic Savings
- Christmas Savings
- Health Savings Account
- Consumer Fed Funds Money Market
- FirstRate Money Market
- Money Market Tiered
- Certificate of Deposit (CD)
- UTMA-Minor Savings
CONSUMER FED FUNDS MONEY MARKET
Take your savings to the next level.
If you’d like to earn more competitive returns on your higher savings balances – without locking away your funds – our Consumer Fed Funds Money Market is a smart investment. It pays variable, tiered interest rates that are tied to the Effective Federal Funds Rate. Higher balances will earn higher returns, and your money is always available should you need it.
FEATURES
Free Online & Mobile Banking- Free monthly e-Statements
- Six free withdrawals per Statement Cycle
- Unlimited monthly deposits
$100.00
Tier 1: The entire daily balance of $0-$99,999.99 will earn up to 2.15% APY.
Tier 2: The entire daily balance of $100,000 and above will earn up to 4.35% APY.
The $10 service fee will be waived with a minimum balance of $100,000, or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account.
1APY=Annual Percentage Yield. Rate as of 09/01/2024. Consumer Fed Funds Money Market account is a variable rate, tiered interest account. Interest rates are a percentage of the Effective Federal Funds Rate. The Federal Funds Rate refers to the interest rate set by the Federal Open Market Committee. Tier 1: The entire daily balance of $0-$99,999.99 will earn up to 2.15% APY. Tier 2: The entire daily balance of $100,000 and above will earn up to 4.35% APY. The minimum opening deposit is $100. There is a $10 minimum balance fee. The minimum balance fee will be waived with a minimum balance of $100,000, or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Rates, terms, and conditions are subject to change. For more information about FirstBank’s Essential Checking account, click here >
Investing with a community bank gives you the added benefit of a friendly environment where clients are treated as individuals, not numbers. From retirement and estate planning to college funding and small business financial planning, start by finding a local advisor and scheduling your no-obligation consultation today.
Investment advisory services offered through Raymond James Financial Services Advisors, Inc. FirstBank and FirstBank Investment Partners are not registered broker/dealers and are independent of Raymond James Financial Services. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value.
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